Last updated: June 2025
We collect no financial data. Every calculation runs entirely in your browser. We use Google Analytics for anonymous usage stats and Google AdSense to display ads. That's it.
DebtFreeCalc does not collect, store, transmit, or have access to any financial information you enter into our calculators. All calculations — debt balances, interest rates, monthly payments, amortization schedules — run entirely within your web browser using JavaScript. No financial data is ever sent to our servers.
Analytics data. We use Google Analytics to collect anonymous usage data: which pages are visited, how long visitors spend on pages, which country traffic comes from (city-level at most), what device and browser type is used, and how visitors navigate between pages. This data is aggregated and anonymous — we cannot identify individual visitors.
Advertising data. We display ads through Google AdSense. Google uses cookies and similar technologies to serve ads based on your prior visits to websites and your Google account settings. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the Internet. You may opt out of personalized advertising by visiting Google's Ads Settings.
We use the following cookies:
We do not set any first-party cookies ourselves. You can control cookies through your browser settings. Disabling cookies may affect the functionality of third-party services on this site.
Google Analytics — We use Google Analytics to understand how visitors use this site. Google's privacy policy is available at policies.google.com/privacy.
Google AdSense — We use Google AdSense to display advertisements. AdSense uses cookies to serve ads based on your prior visits to this and other websites. Google's advertising privacy policy is available at policies.google.com/technologies/ads.
Vercel — Our site is hosted on Vercel. Vercel may collect standard server access logs (IP addresses, request paths, timestamps) as part of normal hosting operations. Vercel's privacy policy is at vercel.com/legal/privacy-policy.
DebtFreeCalc is not directed at children under 13. We do not knowingly collect any information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.
Since we do not collect personal financial data, there is no financial information to access, correct, or delete. For analytics data collected by Google Analytics, you can opt out by installing the Google Analytics Opt-out Browser Add-on.
If you are in the European Economic Area, you have rights under GDPR including the right to access, rectify, or erase your personal data, and the right to object to processing. Contact us at the address below to exercise these rights.
We may update this privacy policy from time to time. We will notify visitors of significant changes by updating the date at the top of this page. Continued use of DebtFreeCalc after changes constitutes acceptance of the updated policy.
If you have questions about this privacy policy, please contact us.